Big financial decisions deserve more than one perspective.
We strive to catch opportunities one advisor working alone might miss.
Bay Ridge Private Wealth is an independent advisory practice guided by a fiduciary standard and centered on community.
Who We Are
Leveraging team collaboration
to help build the best plans.
Our Charlottesville financial planning team meets to discuss client situations. It’s not required, but we do it because it works.
When multiple advisors think through your circumstances together, you should get better strategies with fewer potential blind spots, and plans that should actually fit your life.
Recognition & Trust
Building a practice that families trust.
We believe our commitment to clients has earned consistent recognition, but what we’re most proud of are the families who have placed their trust in us year after year.
Forbes Best-in-State Wealth Management Teams
2023-2026
Bay Ridge Private Wealth Team
2026 Forbes Best-In-State Wealth Advisors; Awarded April 2026; Data compiled by SHOOK Research LLC based on the time period from 6/30/24 – 6/30/25 (Source: Forbes.com). The Forbes Best-in-State Wealth Management Teams rating algorithm is based on the previous year’s industry experience, interviews, compliance records, assets under management, revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 2025 Forbes Best-in-State Wealth Management Teams: Awarded January 2025; Data compiled by SHOOK Research LLC based on the time period from 3/31/23 – 3/31/24 (Source: Forbes.com). 2024 Forbes Best-in-State Wealth Management Teams: Awarded January 2024; Data compiled by SHOOK Research LLC based on the time period from 3/31/22 – 3/31/23 (Source: Forbes.com). 2023 Forbes Best-in-State Wealth Management Teams: Awarded January 2023; Data compiled by SHOOK Research LLC based on the time period from 3/31/21 – 3/31/22 (Source: Forbes.com).
About Our Practice
Deep local roots. Open to all.
We’ve grown our practice in Charlottesville because this community matters to us. And we’ve built it to welcome everyone. Whether you’re a UVA employee planning retirement, an LGBTQ+ couple building wealth together, or a business owner preparing for succession, you’ll find advisors who respect your complete picture and plan accordingly.
Our Services
Services designed to work together.
We believe financial planning works best when every piece connects to the others. We start with comprehensive planning, then build investment, tax, and estate strategies that work together around your specific goals and circumstances.
Comprehensive Financial Planning
Life doesn’t follow a straight line, and neither should your financial plan. We help you develop flexible strategies that can adjust as your circumstances change, so you’re prepared for whatever comes next.
Investment Management
Your long-term goals should stay constant, even when markets move. Our discretionary investment approach blends research-driven strategies with behavioral coaching, helping you stay focused on what matters most.
Tax & Estate Planning Strategy
Taxes and estate matters grow more involved as wealth increases. We coordinate with your tax and legal professionals to help develop strategies that may reduce your tax burden and support your legacy goals.
Life Transition Support
Major life changes bring financial complexity and emotional weight. Whether you’re nearing retirement, managing an inheritance, or navigating a career shift, we’re here to help you confidently move forward.
Who We Serve
Life’s complicated.
Our team is here to simplify it.
You’re managing real life complexity, so we don’t overcomplicate matters or push products.
Instead we listen, plan, and communicate clearly.
Professionals & Executives
Mid-career through retirement transition.
Managing stock options, company benefits, and multiple retirement accounts while deciding when you can actually afford to stop working.
Business Owners
Running your business while
planning your exit.
Separating business money from personal wealth, timing your exit, and build confidence that doesn’t depend entirely on your company.
Retirees & Pre-Retirees
Approaching or living in
retirement.
Answering “Can I afford to retire?” and building tax-efficient withdrawal strategies that can make your wealth last.
Families in Transition
Divorce, inheritance, job loss,
or loss of a spouse.
Major life events bring financial and emotional complexity. We help you work through both.
Why Us
A team built
to serve you.
We’ve designed our practice around one principle: you benefit when multiple experienced professionals think about your financial life. Our collaborative approach, combined with comprehensive planning capabilities, means you get thoughtful strategies and personal attention.
Collaborative by Design
We meet as a team to discuss client situations. Sometimes Shelley spots an estate issue that changes the entire strategy. Sometimes Noah notices a timeline problem. Different eyes catch different things.
Listening Comes First
Some advisors pitch solutions in the first meeting. We ask questions. What’s working, and what’s not? What are you worried about? The recommendations come after we actually understand your situation.
Experience Across Life Stages
We’ve worked with clients through their first real job, their last day of work, and everything between. From young professionals saving their first dollar to retirees spending their last, we know what questions come up at each stage.
All People Deserve Respect
We work with traditional families, blended families, LGBTQ+ couples, single professionals, and multi-generational households. Whatever your family looks like, you’ll find advisors who respect you and plan accordingly.
Comprehensive Planning Tools
Holistiplan and Vanilla are the tax and estate planning platforms we use. They let us model scenarios and run projections we couldn’t do otherwise. These tools mean thoughtful answers to your questions.
Neither Bay Ridge Private Wealth nor &Partners renders legal or tax advice. Please consult your tax or legal advisors before taking any action that may have tax consequences.
